You have small children that will want to touch your lens, even then it is debatable. Modern lens are coated and it takes a bit of work to scratch them. And that is really all a UV filter does, protects your lens. In my opinion a much better protection is a lens hood. There are plenty of stories of dropped lenses with lens hoods taking most if not all the damage.

Lens Hoods: protect the front element of your lens, eliminates flare and stray light and can upon dropping absorb a good bit of the impact(hopefully). Lens Hoods.

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A: It is the one filter whose effects cannot be recreated in post-process.

What a polarizing filter does:

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